Piggy Bank to PensionPiggy Bank to Pension

Impact & Evidence

Schools need evidence of learning — but they don’t need extra burden. Our approach focuses on pupil voice, vocabulary, reasoning and reflection, supported by a light-touch pilot evaluation.

Low workloadTeacher remains in controlIntent • Implementation • ImpactNon-commercial

A simple framework schools can scrutinise

We describe impact in a way that is familiar to school leadership: curriculum intent, implementation and impact — without over-claiming.

Intent

What we want pupils to learn

Curriculum
  • • Age-appropriate knowledge and vocabulary
  • • Better reasoning about choices and consequences
  • • Confidence to discuss money safely and respectfully

Implementation

How it is taught

Delivery
  • • Clear lesson structure with discussion and reflection
  • • Teacher remains present and in control
  • • Inclusive language and safeguarding boundaries

Impact

What changes we can observe

Evidence
  • • Pupils can explain concepts in their own words
  • • Pupils use new vocabulary appropriately
  • • Pupils can apply ideas to scenarios (not personal finances)

How we evidence learning

Low-stakes methods that support learning rather than testing it to death.

Pupil voice (talk tasks)

Short prompts, structured discussion

  • • “Explain it like I’m 10/14” recap
  • • “What would you do and why?” scenario reasoning
  • • “What changed in your thinking?” reflection

Vocabulary growth

Practical language, used correctly

  • • Key words introduced gradually (scaffolded)
  • • Pupils use terms accurately in explanations
  • • No high-stakes testing required

Mini artefacts

Simple evidence with minimal marking

  • • One-slide exit ticket (3 questions max)
  • • A short “my plan / my reasoning” worksheet
  • • Group pitch sheet (secondary option)

Observation & routines

What staff can notice in class

  • • Engagement in discussion and willingness to contribute
  • • Better explanations over time
  • • Respectful talk norms around sensitive topics

Pilot evaluation (light-touch)

A practical way to decide ‘continue / adapt / stop’ using quick inputs from pupils and staff.

Before

Baseline (5 minutes)

Start
  • • Confidence quick check (1–5)
  • • 2 scenario questions (reasoning, not maths)
  • • Optional vocabulary snapshot

During

Pulse checks (2 minutes)

During
  • • “One thing I learned” sticky / exit prompt
  • • “One question I still have”
  • • Teacher note: what worked / what didn’t

After

Review (10–15 minutes)

End
  • • Re-run the confidence quick check
  • • Compare scenario reasoning quality
  • • Staff feedback + next steps recommendation

Safeguarding boundaries and responsible claims

This is educational content designed to build understanding. It is not financial advice and should never require pupils to disclose personal information.

Boundaries

What we do / don’t do

Safeguarding
  • • No financial advice
  • • No product promotion
  • • No requirement for pupils to share family circumstances
  • • Use examples and scenarios only

Evidence statements

Avoiding over-claiming

Governance

We describe observable changes (e.g., vocabulary use, scenario reasoning, confidence to discuss concepts) rather than making claims about future wealth outcomes.

Explore the programmes

If you’d like to scrutinise sequencing and delivery, the programme pages provide the overview.

Want a pilot evaluation pack?

We can share a simple, school-friendly set of prompts and templates for baseline, pulse checks and review.