Pocket Money Saver: Spend / Save / Give
A simple split to help kids build great money habits from day one.
A practical way to do pocket money:
- Spend (70%) — small treats and choices.
- Save (20%) — bigger goals (bike, game, school trip).
- Give (10%) — charity or a cause they choose.
Why it works:
- Kids learn trade-offs.
- Saving becomes a habit.
- Giving builds empathy.
Tip: use clear jars or 3 digital “pots” so they can see the split.
Next up: a tiny Pocket Money Splitter tool on this site.