Junior SIPP Calculator

Choose whether contributions run to retirement or stop at age 18, then see the potential retirement income compared with the State Pension.

Monthly contribution (£): 50Growth rate (annual): 5.0%Inflation (annual): 2.5%Retirement age: 67Contribute until age 18 only (then growth only)

Assumed safe withdrawal rate (real)4.0% of pot per year (today’s £)State Pension (weekly, editable)Defaults to a recent full rate; update if needed.

Total contributions

£10,800

18 years

Pot at 67 (today’s £)

£38,651

Nominal pot: £202,145

Approx. real growth / yr

2.4%

(= growth − inflation)

Annual

£1,546

Monthly

£128.84

Annual

£11,502

Monthly

£958.53

Annual (today’s £)

£13,048

Monthly (today’s £)

£1,087.37